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In fact, it’s a good thing. Really. How can a down market be good? Well, without down markets, we would not have much of an up market. Stocks have averaged about 10% forever. And that’s more than cash, bonds, commodities, CDs, gold and other metals, annuities, currencies, collectibles, and just about anything else. But for that long-term reward, we must absolutely experience some short-term suffering. They are inextricably related. Anything said to the contrary is either a sales pitch or a lie. And all the evidence tells us that attempting to maneuver around times like this will likely result in …