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A Helpful Article and Our First Quote

February 12, 2020We get plenty of questions about how to properly set up an emergency savings account. The folks at asked us for some guidance and quotes, and then wrote a nice piece on the subject. Here’s the link: Starting an Emergency Savings Fund We hope it helps! Cheers, John, Bill, Mark & Melanie

2019: Year in Review

January 23, 2020Patience Pays Off   If time doesn’t fly, it at least drives a Bugatti Chiron. Just a year ago, the Market Grinch stole Christmas with an awful fourth quarter. Had you turned on CNBC, you’d think it was World War 3, cities were burning, babies were crying, and that the Game of Thrones finale had already aired. And the headlines. Oh, the headlines. Here’s our favorite, from Christmas Eve, the day the market hit the bottom: ‘Worst Is Yet to Come’: Global Bear Market Just Getting Started (Mark Jolley on CNBC) Oops. Fast forward to today, and the tone is ... Read More

Frequently “Oaked” Questions

January 8, 2020You Asked, So We’ll Answer   FOQ: The SECURE Act passed. Anything I need to know? Short: Not really. Long: Despite all the hype, the SECURE Act impacts most people very little. Here are the two most important provisions: IRA contributions and distributions. The minimum age for required distributions from your IRA increases from 70 ½ to 72, in recognition of our increasing life expectancy. However, if you turned 70 ½ during or before 2019, you’re still on the hook to take a distribution for 2019 and 2020. And now there’s no longer a maximum age for traditional IRA contributions, ... Read More

Holiday Thoughts….and Some Giggles

December 19, 2019Happy Hanukkah, Merry Christmas, Happy Kwanzaa, Happy Boxing Day, and a Very Happy New Year to you all, be it Chinese, Mahayana, or Western! If we missed one, please let us know. We want to include everyone in our season’s greetings, as this is a time of togetherness and love. Regardless of what we may celebrate, we’re all on this tiny rock together. We encourage you to spend this holiday season forgetting our differences and celebrating our commonalities. And eggnog. Drink lots of eggnog. John, Bill, Mark & Melanie  

The Holy Grail

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