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Two years ago, just before the market hit its last peak, we met with a couple who were ready to retire. At age 52. Ah, the dream! Hey, if you can do it, then do it. They thought they could do it. All they needed was $300,000 per year from their investment portfolio. So what do you think they had saved to fund this withdrawal rate? 6 mil? 7 mil? $3,000,000, plus or minus. Much of it taxable. Even for you arithmophobes, that’s easy math. They needed 10% percent per year. That rate would generate the $300,000 they needed each …