Market timing does not work. Most of us want it to work. It’s quite appealing to think that we could be invested when things are good and get out when things are bad. If only. If you’ve been with us long enough, you’ve heard us say over and over – or perhaps ad nauseum! – that only patience and discipline will win the day. Like anything we try to teach about investing, it’s rooted in science and data. Here’s some that demonstrates why market timing does not work: This graph from Morningstar shows the difference between the return that mutual …