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Investing is just one spoke in the wheel As we kick off the New Year, let’s start by making sure we have a few key pieces of our financial health in order: Budgeting: Whether you’re planning short term for an upcoming vacation or home project, or long term for college or your retirement, knowing your budget is paramount. Now is a great time to revisit last year’s numbers. See what worked and what did not.  Most importantly, don’t beat yourself up. Budgeting is like working out: consistency over long periods of time is what produces results.  If you fell off …