Check here periodically for commentary, important news, links to articles we like, and anything else we believe is worth reading.

OR BETTER YET

Give us your email and we’ll send you what you need to know, as we post it.

So Which Is It?

June 30, 2018What was bad is now good again? We don’t think so. The article below serves as a reminder that Wall Street does not have your best interests in mind. Here’s the short version… The proposed “Fiduciary Rule”, by which all financial advisors would be forced to put clients’ interests ahead of their own, is now dead. Before this recent development, Merrill declared that it would switch to all fee-based accounts because it was in their clients’ best interest. But now that the rule is dead, they are going to switch back to allow commissions. This move, according to their own ... Read More

E+R=O, a Formula for Success

May 23, 2018Combining an enduring investment philosophy with a simple formula that helps maintain investment discipline can increase the odds of having a positive financial experience. Investing is a long-term endeavor. Indeed, people will spend decades pursuing their financial goals. But being an investor can be complicated, challenging, frustrating, and sometimes frightening. This is why it is important to have an investment philosophy you can stick with, one that can help you stay the course (i.e., the Evidence-based Approach). This simple idea highlights an important question: How can we, as investors, maintain discipline through bull markets, bear markets, political strife, economic instability, ... Read More

They Say “Investor”, We Say “Speculator”

April 25, 2018How the Media Sets a Dangerous Tone On Wednesday at 2:20, we read the lead articles on CNBC.com, looking for the first three mentions of the word “investor”. Here’s what we found: “…Investors have been fascinated with the rise of the 10-year Treasury yield…” “…Investors want clear and optimistic forecasts for the rest of this year from companies…” “…Bitcoin presents an appealing alternative for investors selling on macro-economic news this week…” Do you see the problem? The longer you’ve been a client, the more likely it is you do. Here, we help investors. They have a long-term outlook, and know, ... Read More

Patience in Investing: 2018 Update

April 12, 2018We had tremendous positive feedback last year when we sent our blog about the critical role of patience in investing. It’s a timeless lesson that we cannot afford to forget. So, we’ve decided that each year around this time, we will update the chart for your viewing pleasure. In some years, like this one, we will be in the middle of an overall upswing from the year prior (Hooray!). In others, we’ll be smack dab in the middle of one of those yellow areas (Booo!). Either way, the lesson will be the same: Risk equals reward…you just have to wait ... Read More

The Holy Grail

The Holy Grail is understanding what determines expected return. Leveraging quality proven data is key.

A Foundation Built on Great Ideas

Many of the greatest advancements in finance have come from academic research. Dimensional Fund Advisors is a pioneer in translating those discoveries into practical investment solutions for clients.